The Delaney Team
Ricardo has helped thousands of consumers achieve the American dream of ownership for over 18 years.
When he started in the mortgage industry, Ricardo realized that most people lacked home buying knowledge. It has been his goal to help educate homebuyers are fully informed ensuring that each detail is explained and made clear. Ricardo is fluent in Spanish and actively gives first-time homebuyer education classes with local non-profit organizations.
Ricardo can explain a wide variety of loan options:
- Conforming Loans
- Federal Housing Administration (FHA) Loans
- California Housing Finance Agency (CalHFA) Loans
- Veteran Affairs (VA) Loans
- CRHMFA Homebuyer Fund (CHF) Platinum Program
- Southern California Home Financing Authority (SCHFA) Loans
Want to know how affordable your new home will be? Click on The Delaney Team’s Advanced Home Mortgage calculator. The Delaney Team mortgage calculator helps you calculate your total payment including taxes and PMI. The calculator should be used as a guide to help you estimate your total monthly payment.
ESTIMATE YOUR MORTGAGE INCLUDING PMI & TAXES
RATES & TERMS
There are many types of loan options. Ricardo can explain his wide variety of loan options and help you decide which one is best for you.
- Fixed Rate Mortgages
- Adjustable Rate Mortgages (ARMs)
- Reverse Mortgages